Find out who they are, why they might be calling, and how you can stop them. Credit & Debt Services: American Credit Solutions Tampa, Florida. They did not say they were a debt collector. Thanks a American financial solutions was…helpful and straightforward. Your email Specifically, the plaintiff in this case alleged that an ACR representative had left several messages on the plaintiff’s “personal cellular telephone using an automatic telephone dialing system.” The messages did not identify the name of the business that was calling “and failed to inform the plaintiff that the ACR representative was a debt collector.” The messages stated only that the caller “had ‘a very urgent matter’ to discuss regarding the plaintiff’s name and social security number.” As a result, the plaintiff filed a complaint citing violations of FDCPA Sections 1692d(6), 1692g(a), and 1692e(11), which prohibit “the placement of telephone calls without the meaningful disclosure of the caller’s identity, failure to disclose the fact that the defendant is attempting to collect a debt, and failure to send the consumer a written validation notice within five days of the initial communication.” The plaintiff also cited a violation of “section 227(b)(1)(A)(iii) of the TCPA, which prohibits the use of an automatic telephone dialing system (‘ATDS’) to contact a cellular telephone, other than a call made for emergency purposes or with the prior express consent of the called party.”, Representatives of American Credit Resolution failed to appear and defend this action, “which resulted in the Clerk of the Court entering default” in January 2014. Would recommend to anyone. The American Credit Card Solutions program doesn't assume or pay your debts, repair your credit score, or provide tax, legal, or credit repair advice. Their recommendations were always thoughtful. They were very helpful and kind (and gentle too)! American Financial has helped me tremendously and I am so thankful for the services I have used to get me out of debt! What can I do? Fiserv provides financial services technology solutions such as payment processing for banks, credit unions, lenders and investment firms. The kit includes: a series of 6 videos that will help you improve your credit score, a set of resources, tips and Questions & Answers for each video, and the Credit Solution email newsletter. Here are some Sample Cases filed in Federal Court, In April 2014, in United States District Court, Western District of New York, a judge issued an order in a case alleging American Credit Resolution had violated provisions of the Fair Debt Collection Practices Act (FDCPA) and the Telephone Consumer Protection Act (TCPA). 23, Report #63963 . The Credit Card Interest Rates that I was told I was going to have, 5 of the Credit Card Companies were higher then what I was told.I'm so grateful that the Credit Card Companies are paid in full!!Thank-you. Landmark Supreme Court Decision Expected in Lemberg Law’s Facebook Robocalling Suit, Lemberg Law Wins Class Certification in Robocall Case, Conn’s Appliances Ordered to Pay Lemberg Law Client $373,500 for 249 Robocalls, Aiko Hassett Awarded “Stop Debt Collection Harassment” Scholarship, Lindsey Sporrer Awarded Lemberg Law Scholarship. They spam me with emails three times a day and unsubscribe foes not work. Americans reported one scam every 11 minutes on average. Justia lists at least 1 complaint naming American Credit Resolution as a defendant. ACR is listed as a collection agency, credit repair, and financial services company. Unlawful Debt Harassment? This is not legal advice. Have you had a bad experience with this agency’s debt collectors? I would recommend this company to my friends and family, Have been my saving grace!!! They’re legit. They may have had a difficult time getting automotive financing, or they think that because of their financial situation it would be nearly impossible to finance a new vehicle. Got us further in debt and ultimately ran us in to bankruptcy. The staff of the building called me. … They were able to make deals to get lower interest rates and told me a few places that the credit card companies were taking advantage of me. There is no charge unless we win. Box 467201 Success in our Debt Resolution program is highly dependent on your ability to save a specified amount consistently each month. Email is required to block spam, but will not be published. American Financial Solutions is a non-profit credit counseling, financial education, and debt consolidation agency. American financial solutions was helpful in settling my accounts and helping me to establish myself better financially. What We Do. We would highly recommend this organization to any of our friends or family. This is “for your protection” Wound up being taken to court twice. Would recommend them to friends and family. Potential customers can receive a free consultation either over the phone with a certified financial counselor, or over the Internet by completing an online form. We love these people. Success in our Debt Resolution program is highly dependent on your ability to save a specified amount consistently each month. Very helpful and responsive to needs and concerns. Credit Solutions of America offers online credit repair services with a low monthly cost and a 100% satisfaction guarantee. I was given a payback amount that I could handle most of the time. The Fair Debt Collections Practices Act (FDCPA) regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt. Yes. I will always think of the warmhearted people at AFS, and how grateful I will continue to be. I hope I don’t need them again but if I do, I’ll be back. All interactions with American Financial Services have been very helpful. March 10, 2017. Credit Solutions Of America Overview. This lawsuit charges that American Credit Resolution violated the Fair Debt Collection Practices Act (FDCPA) by engaging in harassing behavior; by using false, deceptive, or misleading representation in connection with the collection of a debt; by threatening to take legal action without actually intending to do so; by employing false and deceptive means to collect a debt; and by using unfair and unconscionable means to collect a debt. I want Dressbarn to stop sending me ads on my cell phone (203-733-7807). Sergei Lemberg, Esq., is the Connecticut attorney responsible for this advertisement. Instead, they offered NO help, answered no questions, would not send us any documentation of our phone calls, etc. Please make sure you review and understand all program materials before you enroll. I was told I would have to pay $110 a month. I'd like to opt-out but I can't find where to do that, Please advise. Most of those complaints alleged problems with billing and collections, with several complaints also alleging problems with customer service. American Credit Card Solutions reported this review for breaching of Trustpilot guidelines.

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